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Having financial problems and need cash now to keep you up to your next paycheck? Well, you've come to the right place! On payday loans we offer immediate cash for those who need it now.
Online payday loan are simple, easy and effective. Go in, apply and come out with the cash you need.
Average payday loans range from $100 to $1000 (if you need more, try an installment loan). In most cases, this limitation is verified by state law. You can see in the table the amount of credit allowed in your state. Basically, borrowers fill out a simple online form and usually this procedure lasts no more than 15-20 minutes.
Our service understands that fast payday loans are the easiest and fastest way to get cash for all categories of customers, even for those with a bad credit history.
You can be sure that you will get completely hassle-free. You don't even need to fill out any documents or Fax any forms when applying for loans online! Everything is done 100% online, which allows us to get the money very quickly.
So even if you have a bad credit history, we will help you find a direct lender that will give you a loan.
Have you already tried to take out the payday loans online and have been rejected due to your credit score, or some other reason?
We did the hard work for you!
Our service has a database of the most reliable direct payday lenders who are willing to work with you. Instead of driving around looking for such a lender, why not fill out our request form right now?
We will help you get a cash loan quickly, efficiently and confidentially.
Once approved, your payday loan will be in your account in just one hour, so there is no waiting for funds once the loan has been processed. The form request procedure is quick and easy and you can get credit approval in just 5 minutes. It's lending with ease.
This is enough to get a high chance of approval.
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Choose the loan amount, year of birth and place of residence.
Fill in the additional information.
Enter your Bank account information and get a loan.
We are not intermediaries and once your application is approved you will only work with a direct lender licensed in your state.
Our service does not charge you additional interest or fees and is completely free for you
You Can get a loan very simple and fast as you need! Get cash fast!
Yes. Our applications are compatible with all models of smartphones based on Android and ios. You can take quick cash using the payday loan app
Only your lenders have pre-approved loans. If you once took a loan from a lender and fulfilled all obligations under the contract, the lender can offer you a pre-approved loan because it trusts you.
Yes. You can cancel the loan before receiving the money to your account.
A few simple tips.
We work with a large base of direct lenders and are built for your convenience. Our database includes more than 100 direct lenders. You can easily get payday loan from a direct lender. Fill out the application and communicate with the direct lender directly.
To fill out applications on the websites of the lenders, until someone will not approve. Or fill out the form with us and wait 10 minutes.
No. All transactions take place online and the distance does not matter.
In this table we have presented the most well-known lenders in the United States.
The amount of the loan is governed by state laws. The maximum loan amount you can see in the table. If you need more, try an installment loan.
|#||Legal Status:||Maximum Loan Amount:||Loan Term:||Maximum Finance Rate and Fees:||Finance Charge for 14-day $100 loan:|
|Alabama||Legal||$500||Max: 34 days||$15 per $100 or pro rata for any part thereof on amount of check||$17.65|
|Alaska||Legal||$500||Min: 14 days||$5 + the lesser of $15 per $100 or 15%||$20|
|Arizona||Prohibited||-||-||Small Loan Rate Cap: 36% per year plus 5% fee||-|
|AR||Prohibited||-||-||Small Loan Rate Cap: 17% per year||-|
|California||Legal||$300||Max: 31 days||15% of check||$17.65|
|Colorado||Legal||$500||Min: 6 Months||20%: $0-$300 + 7.5%: $301-$500 plus 45% per annum interest plus monthly maintenance fee $7.50 per $100 borrowed, up to $30, after first month.||Not applicable|
|CT||Prohibited||-||-||Small Loan Rate Cap: 30.03% APR or $17 per $100 up to $600; $11 per $100 up to $1,800; add-on interest||-|
|Delaware||Legal||$500||Max: 60 days||Not Specified||No Limit|
|Florida||Legal||$500||7-31 days||10% of check + verification fee not to exceed $5||$16.11|
|Georgia||Prohibited||-||-||Small Loan Rate Cap: 16% per year (10% per year discounted plus fees); 60% per year criminal usury cap||-|
|Hawaii||Legal||$600||Max: 32 days||15% of check||$17.65|
|Idaho||Legal||$1000||Not Specified||Not Specified||Not Specified|
|Illinois||Legal||lesser of $1000 or 25% gross monthly income||13-45 days||$15.50 per $100||$15.50|
|Indiana||Legal||$550 (not to exceed 20% of borrower's monthly gross income)||Min: 14 days||15%: $0-$250; 13%: $251-$400; 10%: $401-$500||$15|
|Iowa||Legal||$500||Max: 31 days||$15: $0-$100 on face of check; $10 per $100 thereafter||$16.67|
|Kentucky||Legal||$500||14-60 days||$15 per $100 on face value of check + $1 database fee||$17.65|
|Louisiana||Legal||$350||60 days or less||16.75% of face-value of check, not to exceed $45; + $10 documentation fee||$30|
|Maine||Prohibited||-||-||Small Personal Loan Rate Cap: 30% per year on amounts up to $2,000 or a fee of $5 for amounts financed up to $75; $15 for amounts financed $75.01-$249.99; or $25 for amounts financed of $250 or more.||-|
|Maryland||Prohibited||-||-||Small Loan Rate Cap: 2.75% per month; 33% per year.||-|
|Massachusetts||Prohibited||-||-||Small Personal Loan Rate Cap: 23% plus $20 administrative fee upon the granting of a loan||-|
|Michigan||Legal||$600||Max: 31 days||15% of first $100, 14% of second $100, 13% of third $100, 12% of fourth $100, 11% of fifth $100, 11% of sixth $100 + any database verification fee||$15|
|Minnesota||Legal||$350||Max: 30 days||$5.50: $0-$50; 10%+$5: $51-$100; 7% (min. $10) + $5: $101-$250; 6% (min. $17.50) + $5: $251-$350 (After default: 2.75% per month)||$15|
|Mississippi||Legal||$500 face value of check||Under $250: maximum of 30 days; $250-$500: 28-30 days||Under $250: $20 per $100 advanced; $250-500: $21.95 per $100 advanced||$20|
|Missouri||Legal||$500||14-31 days||Not Specified||$75|
|Montana||Legal||$300||Max: 31 days||36% APR||$1.39|
|Nebraska||Legal||$500||Max: 34 days||$15 per $100 or pro rata for any part thereof on amount of check||$17.65|
|Nevada||Legal||25% of expected gross monthly income||Max: 35 days||Not Specified||No Limit|
|New Hampshire||Legal||$500||7-30 days||36% annual interest||$1.38|
|New Jersey||Prohibited||Small Loan Rate Cap: 30% per year|
|New Mexico||Legal||$2500||14 to 35 days, can be shorter by written agreement||$15.50 per $100; $.50 verification fee per $100||$16|
|NY||Prohibited||Small Loan Rate Cap: 25% per year|
|North Carolina||Prohibited||Small Loan Rate Cap: 36% per year|
|North Dakota||Legal||$500||Max: 60 days||20% + databasing fee||$20|
|Ohio||Legal||$500||Minimum: 31 days||28% annual interest||$1.08|
|Oklahoma||Legal||$500||12-45 days||$15 per $100: $0-$300; an additional fee of $10 per $100: $301-$500||$15|
|OR||Legal||Not Specified||Minimum 31 days||36% APR interest, $10 per $100 of loan amount as fee, up to $30||$13 for 31 day loan|
|PA||Prohibited||Small Personal Loan Rate Cap: $9.50 per $100 per year interest, plus service charge of $1.50 per $100 per year.|
|RI||Legal||$500||Min: 13 days||10%||$10|
|South Carolina||Legal||$550||Max: 31 days||15% of principal||$15|
|South Dakota||Legal||$500||Not Specified||Not Specified||No Limit|
|Tennessee||Legal||$425 ($500 check)||Max: 31 days||15% of the face value of the check||$17.65|
|Texas||Legal||Not specified||7-31 days||APRs for payday loans range from 83.43% for a 30-day, $350 loan to 569.92% for a 7-day, $100 loan.||$11.87|
|Utah||Legal||Not specified||May not exceed 10 weeks||No usury limit||No Limit|
|VT||Prohibited||Small Loan Rate Cap: 18% per year|
|Virginia||Legal||$500||Min: 2 pay periods||36% annual interest + $5 verification fee + 20% of loan||$26.38|
|Washington||Legal||$700 or 30% of gross monthly income, whichever is less||Max: 45 days||15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum||$15|
|WV||Prohibited||Small Loan Rate Cap: 31% per year on a loan of $2,000 or less|
|Wisconsin||Legal||Lesser of $1,500 including fees or 35% gross monthly income||90 days or less||No Limit||No Limit|
|Wyoming||Legal||Not Specified||1 calendar month||the greater of 20% per month or $30||$30|
The most well-known credit card company. This table shows the large companies most commonly used by Americans. They are in descending order.
Or you can fill out an application with us and get a solution instantly
|Company||Popularity in the United States||Maximum Loan Amount:|
|Ace Cash Express||$100 - $255|
|Speedy Cash||$50 - $26,000|
|Check into Cash||$50 to $1,000|
|Check N Go||up to $5000 of installment loan|
|Advance America||varies from state to state|
|LendUp||Cash Loans up to $250 for first time borrowers|
|Check City||Loan limits are determined on an individual basis|