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Online payday loan are simple, easy and effective. Go in, apply and come out with the cash you need.
You can be sure that you will get completely hassle-free. You don't even need to fill out any documents or Fax any forms when applying for loans online! Everything is done 100% online, which allows us to get the money very quickly.
So even if you have a bad credit history, we will help you find a direct lender that will give you a loan.
We did the hard work for you!
Our service has a database of the most reliable direct payday lenders who are willing to work with you. Instead of driving around looking for such a lender, why not fill out our request form right now?
We will help you get a cash loan quickly, efficiently and confidentially.
This is enough to get a high chance of approval.
Choose the loan amount, year of birth and place of residence.
Fill in the additional information.
Enter your Bank account information and get a loan.
Our service does not charge you additional interest or fees and is completely free for you
You Can get a loan very simple and fast as you need! Get cash fast!
Yes. You can cancel the loan before receiving the money to your account.
A few simple tips.
No. All transactions take place online and the distance does not matter.
In this table we have presented the most well-known lenders in the United States.
|#||Legal Status:||Maximum Loan Amount:||Loan Term:||Maximum Finance Rate and Fees:||Finance Charge for 14-day $100 loan:|
|Alabama||Legal||$500||Max: 34 days||$15 per $100 or pro rata for any part thereof on amount of check||$17.65|
|Alaska||Legal||$500||Min: 14 days||$5 + the lesser of $15 per $100 or 15%||$20|
|Arizona||Prohibited||-||-||Small Loan Rate Cap: 36% per year plus 5% fee||-|
|AR||Prohibited||-||-||Small Loan Rate Cap: 17% per year||-|
|California||Legal||$300||Max: 31 days||15% of check||$17.65|
|Colorado||Legal||$500||Min: 6 Months||Not applicable|
|Delaware||Legal||$500||Max: 60 days||Not Specified||No Limit|
|Florida||Legal||$500||7-31 days||10% of check + verification fee not to exceed $5||$16.11|
|Hawaii||Legal||$600||Max: 32 days||15% of check||$17.65|
|Idaho||Legal||$1000||Not Specified||Not Specified||Not Specified|
|Illinois||Legal||lesser of $1000 or 25% gross monthly income||13-45 days||$15.50 per $100||$15.50|
|Indiana||Legal||$550 (not to exceed 20% of borrower's monthly gross income)||Min: 14 days||15%: $0-$250; 13%: $251-$400; 10%: $401-$500||$15|
|Iowa||Legal||$500||Max: 31 days||$15: $0-$100 on face of check; $10 per $100 thereafter||$16.67|
|Kentucky||Legal||$500||14-60 days||$15 per $100 on face value of check + $1 database fee||$17.65|
|Louisiana||Legal||$350||60 days or less||16.75% of face-value of check, not to exceed $45; + $10 documentation fee||$30|
|Maryland||Prohibited||-||-||Small Loan Rate Cap: 2.75% per month; 33% per year.||-|
|Massachusetts||Prohibited||-||-||Small Personal Loan Rate Cap: 23% plus $20 administrative fee upon the granting of a loan||-|
|Michigan||Legal||$600||Max: 31 days||$15|
|Minnesota||Legal||$350||Max: 30 days||$15|
|Mississippi||Legal||$500 face value of check||Under $250: maximum of 30 days; $250-$500: 28-30 days||Under $250: $20 per $100 advanced; $250-500: $21.95 per $100 advanced||$20|
|Missouri||Legal||$500||14-31 days||Not Specified||$75|
|Montana||Legal||$300||Max: 31 days||36% APR||$1.39|
|Nebraska||Legal||$500||Max: 34 days||$15 per $100 or pro rata for any part thereof on amount of check||$17.65|
|Nevada||Legal||25% of expected gross monthly income||Max: 35 days||Not Specified||No Limit|
|New Hampshire||Legal||$500||7-30 days||36% annual interest||$1.38|
|New Jersey||Prohibited||Small Loan Rate Cap: 30% per year|
|New Mexico||Legal||$2500||14 to 35 days, can be shorter by written agreement||$15.50 per $100; $.50 verification fee per $100||$16|
|NY||Prohibited||Small Loan Rate Cap: 25% per year|
|North Carolina||Prohibited||Small Loan Rate Cap: 36% per year|
|North Dakota||Legal||$500||Max: 60 days||20% + databasing fee||$20|
|Ohio||Legal||$500||Minimum: 31 days||28% annual interest||$1.08|
|Oklahoma||Legal||$500||12-45 days||$15 per $100: $0-$300; an additional fee of $10 per $100: $301-$500||$15|
|OR||Legal||Not Specified||Minimum 31 days||36% APR interest, $10 per $100 of loan amount as fee, up to $30||$13 for 31 day loan|
|RI||Legal||$500||Min: 13 days||10%||$10|
|South Carolina||Legal||$550||Max: 31 days||15% of principal||$15|
|South Dakota||Legal||$500||Not Specified||Not Specified||No Limit|
|Tennessee||Legal||$425 ($500 check)||Max: 31 days||15% of the face value of the check||$17.65|
|Texas||Legal||Not specified||7-31 days||APRs for payday loans range from 83.43% for a 30-day, $350 loan to 569.92% for a 7-day, $100 loan.||$11.87|
|Utah||Legal||Not specified||May not exceed 10 weeks||No usury limit||No Limit|
|VT||Prohibited||Small Loan Rate Cap: 18% per year|
|Virginia||Legal||$500||Min: 2 pay periods||36% annual interest + $5 verification fee + 20% of loan||$26.38|
|Washington||Legal||$700 or 30% of gross monthly income, whichever is less||Max: 45 days||15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum||$15|
|WV||Prohibited||Small Loan Rate Cap: 31% per year on a loan of $2,000 or less|
|Wisconsin||Legal||Lesser of $1,500 including fees or 35% gross monthly income||90 days or less||No Limit||No Limit|
|Wyoming||Legal||Not Specified||1 calendar month||the greater of 20% per month or $30||$30|
Or you can fill out an application with us and get a solution instantly
|Company||Popularity in the United States||Maximum Loan Amount:|
|Ace Cash Express||$100 - $255|
|Speedy Cash||$50 - $26,000|
|Check into Cash||$50 to $1,000|
|Check N Go||up to $5000 of installment loan|
|Advance America||varies from state to state|
|LendUp||Cash Loans up to $250 for first time borrowers|
|Check City||Loan limits are determined on an individual basis|