F. Payday Loan in Texas - Quick Cash Advance

Online Payday Loan in Texas

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How to get a loan in Texas Online

Having financial problems and need cash now to keep you up to your next paycheck? Well, you've come to the right place! On payday loans we offer immediate cash for those who need it now.
Texas payday loan are simple, easy and effective. Go in, apply and come out with the cash you need.

Average payday loans range from $100 to $1000 (if you need more, try an installment loan). In most cases, this limitation is verified by state law. You can see in the table the amount of credit allowed in your state. Basically, borrowers fill out a simple online form and usually this procedure lasts no more than 15-20 minutes.

Our service understands that fast payday loans in Texas are the easiest and fastest way to get cash for all categories of customers, even for those with a bad credit history.
You can be sure that you will get completely hassle-free. You don't even need to fill out any documents or Fax any forms when applying for loans online! Everything is done 100% online, which allows us to get the money very quickly.
So even if you have a bad credit history, we will help you find a direct lender that will give you a loan.

What do I need to get a loan online?

Have you already tried to take out the payday loans online and have been rejected due to your credit score, or some other reason?
We did the hard work for you!
Our service has a database of the most reliable direct payday lenders in Texas who are willing to work with you. Instead of driving around looking for such a lender, why not fill out our request form right now?
We will help you get a cash loan quickly, efficiently and confidentially.

Once approved, your money loan will be in your account in just one hour, so there is no waiting for funds once the loan has been processed. The form request procedure is quick and easy and you can get credit approval in just 5 minutes. It's lending with ease.

Necessary criteria

  • You are at least 18 years old and reside in a state where payday loans (cash advance) are available.
  • You earn a minimum income — around $350 a week is typically required.
  • You have a job with steady income (or benefits).
  • You get paid by bank deposit (not in cash) daily, weekly or monthly.
  • You receive less than half of your income from benefits.
  • You are not self-employed (though some lenders may make an exception).
payday loan app for android
payday loan app for ios

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Simple as One Two Three

payday loans

1: Fill out an Form

Choose the loan amount, year of birth and place of residence.

installment loans

2: Submit an Application

Fill in the additional information.

personal loans

3: Wait for Approval

Enter your Bank account information and get a loan.

Fast Payday Advance Loans TX

You Can get a loan in Texas very simple and fast as you need! Get cash fast!

Get Started

Common questions asked about payday loans

Does your payday loan service have an apps for android and ios?

Yes. Our applications are compatible with all models of smartphones based on Android and ios. You can take quick cash using the payday loan app

What are guaranteed loans?

Only your lenders have pre-approved loans. If you once took a loan from a lender and fulfilled all obligations under the contract, the lender can offer you a pre-approved loan because it trusts you.

Can I cancel a loan if I don't like the terms of the loan, interest rate or fees?

Yes. You can cancel the loan before receiving the money to your account.

How to get high approval of your loan?

A few simple tips.

  • You should follow the necessary criteria to get a loan
  • Carefully check each field of your application after filling, if you make a mistake in the application, there is a great chance of failure.
  • Decide on the amount of the loan. The amount of short-term loan is limited by the law of the state of Texas
How many direct payday lenders do you have?

We work with a large base of direct lenders in Texas and are built for your convenience. Our database includes more than 100 direct lenders. You can easily get payday loan from a direct lender. Fill out the application and communicate with the direct lender directly.

How to get a quick loan with a bad credit history?

To fill out applications on the websites of the lenders, until someone will not approve. Or fill out the form with us and wait 10 minutes.

Is it necessary to look for a loan near me?

No. All transactions take place online and the distance does not matter.

Which companies are the leaders in the list of loans?

In this table we have presented the most well-known lenders in Texas.

How much payday loan can I get?

The amount of the loan is governed by state laws. The maximum loan amount you can see in the table. If you need more, try an installment loan.

Legal Status of Payday Loans by State

# Legal Status: Maximum Loan Amount: Loan Term: Maximum Finance Rate and Fees: Finance Charge for 14-day $100 loan:
Alabama Legal $500 Max: 34 days $15 per $100 or pro rata for any part thereof on amount of check $17.65
Alaska Legal $500 Min: 14 days $5 + the lesser of $15 per $100 or 15% $20
Arizona Prohibited - - Small Loan Rate Cap: 36% per year plus 5% fee -
AR Prohibited - - Small Loan Rate Cap: 17% per year -
California Legal $300 Max: 31 days 15% of check $17.65
Colorado Legal $500 Min: 6 Months 20%: $0-$300 + 7.5%: $301-$500 plus 45% per annum interest plus monthly maintenance fee $7.50 per $100 borrowed, up to $30, after first month. Not applicable
CT Prohibited - - Small Loan Rate Cap: 30.03% APR or $17 per $100 up to $600; $11 per $100 up to $1,800; add-on interest -
Delaware Legal $500 Max: 60 days Not Specified No Limit
Florida Legal $500 7-31 days 10% of check + verification fee not to exceed $5 $16.11
Georgia Prohibited - - Small Loan Rate Cap: 16% per year (10% per year discounted plus fees); 60% per year criminal usury cap -
Hawaii Legal $600 Max: 32 days 15% of check $17.65
Idaho Legal $1000 Not Specified Not Specified Not Specified
Illinois Legal lesser of $1000 or 25% gross monthly income 13-45 days $15.50 per $100 $15.50
Indiana Legal $550 (not to exceed 20% of borrower's monthly gross income) Min: 14 days 15%: $0-$250; 13%: $251-$400; 10%: $401-$500 $15
Iowa Legal $500 Max: 31 days $15: $0-$100 on face of check; $10 per $100 thereafter $16.67
Kansas Legal $500 7-30 days 15% $15
Kentucky Legal $500 14-60 days $15 per $100 on face value of check + $1 database fee $17.65
Louisiana Legal $350 60 days or less 16.75% of face-value of check, not to exceed $45; + $10 documentation fee $30
Maine Prohibited - - Small Personal Loan Rate Cap: 30% per year on amounts up to $2,000 or a fee of $5 for amounts financed up to $75; $15 for amounts financed $75.01-$249.99; or $25 for amounts financed of $250 or more. -
Maryland Prohibited - - Small Loan Rate Cap: 2.75% per month; 33% per year. -
Massachusetts Prohibited - - Small Personal Loan Rate Cap: 23% plus $20 administrative fee upon the granting of a loan -
Michigan Legal $600 Max: 31 days 15% of first $100, 14% of second $100, 13% of third $100, 12% of fourth $100, 11% of fifth $100, 11% of sixth $100 + any database verification fee $15
Minnesota Legal $350 Max: 30 days $5.50: $0-$50; 10%+$5: $51-$100; 7% (min. $10) + $5: $101-$250; 6% (min. $17.50) + $5: $251-$350 (After default: 2.75% per month) $15
Mississippi Legal $500 face value of check Under $250: maximum of 30 days; $250-$500: 28-30 days Under $250: $20 per $100 advanced; $250-500: $21.95 per $100 advanced $20
Missouri Legal $500 14-31 days Not Specified $75
Montana Legal $300 Max: 31 days 36% APR $1.39
Nebraska Legal $500 Max: 34 days $15 per $100 or pro rata for any part thereof on amount of check $17.65
Nevada Legal 25% of expected gross monthly income Max: 35 days Not Specified No Limit
New Hampshire Legal $500 7-30 days 36% annual interest $1.38
New Jersey Prohibited Small Loan Rate Cap: 30% per year
New Mexico Legal $2500 14 to 35 days, can be shorter by written agreement $15.50 per $100; $.50 verification fee per $100 $16
NY Prohibited Small Loan Rate Cap: 25% per year
North Carolina Prohibited Small Loan Rate Cap: 36% per year
North Dakota Legal $500 Max: 60 days 20% + databasing fee $20
Ohio Legal $500 Minimum: 31 days 28% annual interest $1.08
Oklahoma Legal $500 12-45 days $15 per $100: $0-$300; an additional fee of $10 per $100: $301-$500 $15
OR Legal Not Specified Minimum 31 days 36% APR interest, $10 per $100 of loan amount as fee, up to $30 $13 for 31 day loan
PA Prohibited Small Personal Loan Rate Cap: $9.50 per $100 per year interest, plus service charge of $1.50 per $100 per year.
RI Legal $500 Min: 13 days 10% $10
South Carolina Legal $550 Max: 31 days 15% of principal $15
South Dakota Legal $500 Not Specified Not Specified No Limit
Tennessee Legal $425 ($500 check) Max: 31 days 15% of the face value of the check $17.65
Texas Legal Not specified 7-31 days APRs for payday loans range from 83.43% for a 30-day, $350 loan to 569.92% for a 7-day, $100 loan. $11.87
Utah Legal Not specified May not exceed 10 weeks No usury limit No Limit
VT Prohibited Small Loan Rate Cap: 18% per year
Virginia Legal $500 Min: 2 pay periods 36% annual interest + $5 verification fee + 20% of loan $26.38
Washington Legal $700 or 30% of gross monthly income, whichever is less Max: 45 days 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum $15
WV Prohibited Small Loan Rate Cap: 31% per year on a loan of $2,000 or less
Wisconsin Legal Lesser of $1,500 including fees or 35% gross monthly income 90 days or less No Limit No Limit
Wyoming Legal Not Specified 1 calendar month the greater of 20% per month or $30 $30

Most Popular Cash Loan Companies

The most well-known credit card company. This table shows the large companies most commonly used by Americans. They are in descending order.

  • 1. You can fill out an application in each of them online to get approved in one.
  • 2. And also you can find payday loan store near your home and fill out an application there.

Our advantages:

  1. 1. Fill out only one form.
  2. 2. Get the solution within ten minutes.
  3. 3. Get money online.
Get Payday Loan
Get Installment Loan
Company Popularity in the United States Maximum Loan Amount:
Ace Cash Express
$100 - $255
Speedy Cash
$50 - $26,000
Check into Cash
$50 to $1,000
Check N Go
up to $5000 of installment loan
Advance America
varies from state to state
Cash Loans up to $250 for first time borrowers
Check City
Loan limits are determined on an individual basis

List of cities in Texas we provide our services

Texas, TX, USA
Payday Loan Texas

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United States, Texas, TX